Enrollment Checklist

Step #1: Consider Your Needs

  • Review your health claims history for 2012. To get the most out of your benefits, it’s important to understand how you and your family currently use your health care coverage—and whether this coverage still meets your needs. You can view your 2012 claims history on your health plan administrator’s (CIGNA, Anthem) Web site, or you can call your health plan administrator and ask them to mail you your 2012 claim statement. Click here for your health plan administrator’s web site and contact information.
  • Talk with your family.Your family situation, health status and financial needs may have changed since last year. Here are a few things to consider:
    • Do you want to enroll in your spouse/domestic partner’s health plan?
    • What are the provisions for joining your spouse’s/domestic partner’s health plan during the year if you no longer work for Nortel?
    • Have you considered covering your spouse/domestic partner under his or her employer’s coverage, if available? You may still choose Nortel health coverage for him or her, but you’ll be charged the $50 spousal/domestic partner access fee each pay period in 2013.
    • Do you want to remove a dependent or cover a new one?
    • Have your health care needs or a family member’s health care needs changed? For example, have you developed a chronic condition like asthma or diabetes? Do you anticipate needing surgery or any other medical procedures in 2013?
    • Are any of your children now old enough to need dental or vision care?
    • Do you want to make changes to your current disability, life insurance, or accidental death and dismemberment (AD&D) insurance coverage?

Does your current coverage still meet your needs? Or should you consider different coverage? Your answers to these questions can help you make the best benefits decisions for 2013—and start building a healthier future for you and your family.

Step #2: Evaluate Your Choices

Step #3: Take Action!

  • Earn health incentives for 2013. By completing the Healthy Lifestyles Health assessment and participating in the Healthy Lifestyles Program, you can earn points that you can exchange for prizes. Go to the Healthy Lifestyles Web site (https://www.findahealthieryou.com) to learn more.
  • Review your dependent information on file. Even if you waive coverage under the medical and/or dental/vision/hearing care options, it’s important that your dependent information be accurate and up to date. This information is required for any spousal group term life insurance and/or AD&D insurance you may have, as well as for your family to access the Employee Assistance Program (EAP).
  • Complete Spousal Certification for 2013 – If you are covering a spouse under the Nortel medical plan for 2013, you must certify whether your spouse has access to other employer-sponsored coverage. If you do not take this action, the spousal access fee of $50 per pay period will automatically be charged for the plan year.
  • Enroll by the deadline! Choose the benefits that make sense for you and your family. Then, make your enrollment choices from November 9 through November 21, 2012. Be sure to take action so you can get what you want out of Nortel’s benefits!

Retiree Benefits

For retirees, learn about your benefits in the Retiree Annual Enrollment Guide.